Mador : An Experience in the Innovative
Sustainable Habitat Process
August 10, 2006
marked as an eventful day for the residents of three clusters in the
Mador village in Bundelkhand, when the DA group formally handed over the
completion certificates of 35 houses to the house owners as well as to
the masons trained under the Innovative Building Technology Training
Programme

he Indian Constitution in
its list of Fundamental Rights to the citizens has provided for
a ‘right
to shelter’ under the Article 21 of Right to Life. In a democracy
so large, the unfortunate reality remains that even sixty
years after Independence, a large section of the poor in India do not
have access to adequate shelter – a major portion of this
being in the rural
areas where only 41% of the population is living in pucca houses (Source:
Census of India: 2001). Such large scale prevalence of inappropriate
shelter could be attributed to poverty, unemployment and perpetuation of
rudimentary building systems without upgrading the cost efficient and
environment-friendly materials and technology with time. Another
important fact being the failure of institutions including some of the
well-intentioned government programmes, the Panchayat and the
promise of the banks.
The Habitat programme
of the Development Alternatives group, over the years has attempted
to address the rural habitat issue in India in a holistic manner making
it sustainable in as many ways as possible. Mador village in Tikamgarh
district in Bundelkhand region in the state of Madhya Pradesh offered
one such opportunity to work with various issues related to habitat
develop-ment for the rural poor – the keyword being ‘innovative’. In
2004, a proposal was passed by Council for Advancement of People’s
Action and Rural Technologies (CAPART) to construct 35 houses in the
village Mador under the Innovative Stream for Rural Housing and Habitat
Development. It is a component of the Government’s Indira Awas Yojana –
a scheme for construction of houses for the rural poor lying Below
Poverty Line (BPL). Despite the large devolution of funds, this scheme
has been known for bypassing its objectives.
The Innovative Stream
scheme basically promotes the use of innovative design, materials and
technology in rural housing; but the Mador example has proved to be
innovative in more than one ways. The region where the target groups’
family income on a daily basis is not more than Rs.50 despite tedious
labour work in the farms or on construction sites, the DPIP scheme of
the M.P. Government for poverty alleviation came along as an
opportunity. This was also incorporated in the project wherein the funds
available in the village were utilized towards infrastructure creation
for livelihood generation, the medium for which were the women members
of the SHG groups.

Thus, instead of
waiting for the families to gain an economic mobility over generations
and hence capacity to access pucca houses for themselves, they were
given a chance to generate livelihoods too through capacity building of
local artisans and masons in training programmes and creating individual
poultry farms. Apart from the technical systems and institutions, the
most innovative aspect of the Mador project has been the fact that
despite being a part grant-based work, the housing project does not
come across as charity nor does it alienate beneficiaries from the
habitat process.
The aim of the
project was to help the rural poor and vulnerable groups - communities
and families, by facilitating improvement in shelter and infrastructure
through sustainable access to appropriate technology, skill and finance.
Specific objectives were:
n
To
provide improved shelter for 35 families from the BPL, SC, and ST
communities and other vulnerable groups in village
Mador.
n
To establish community
facilities and local infrastructure such as hand pumps, street drains
and community spaces in the targeted
villages.
n
To build capacity of
local artisans in production and construction with innovative building
materials and technologies.
n
To strengthen local village
community processes such as SHGs, Panchayat mechanism and village
building communities to be able to manage village habitat and
infrastructure processes over a long term.
n
To set up a rural
housing finance mechanism, wherein the contribution by each beneficiary
would be one third of the total cost of the house. The balance two-third
would be in the form of grant through scheme.
The project strategy
was based on the following two aspects:
n
Strength of the village based
women’s self help groups and their savings, linked with village based
artisans and local building material production units set up for the
construction of new houses and community infrastructure.
n
The provision of housing
finance in the form of part grant and part loan linked to the use of
innovative technologies enabling a large number of poor families to
access improved shelter.
A shared vision and
willingness of various stakeholders in the system has been of prime
importance for creating Mador a success. The following stakeholders were
involved in the project:
1. Village Community –
mainly the underprivileged groups of Adivasi, Ahirwar and
Prajapati, some through SHGs.
2. DA team at TARAgram
consisting of architects, engineers and social mobilizers as the
facilitating partner, assisted the project in the following ways:
n
Awareness-raising
through regular information and know-how to the families to explain
various aspects of the scheme and how it could benefit them.
n
Regular technology
orientation to introduce and build up people’s confidence in new
technologies.
n
Training of local masons.
n
Design development in
families’ presence and monitoring the execution of work.
3. CAPART, an autonomous
body coordinating the partnership between the government and DA.
4. PRADAN and District
Poverty Initiatives Programme (DPIP) of the Madhya Pradesh Government
who supplemented the habitat process for the poor through critical
livelihood support initiative.
Some Innovative Features of the
Project:
Institutions and the Process:
Self Help Groups
n
Groups of 10 to 15 people
coming together with a common aim of savings and economic activities are
operational at present with group savings between Rs. 3000 to Rs. 20000.
Women from these groups are primarily targeted for house construction.
These groups were introduced with various capacity building activities
for empowering women through trainings such as poultry farm maintenance,
construction and repair work, animal husbandry, all of which has
actually raised the confidence of the illiterate women of the village
community. Family contribution procedures have been facilitated and
standardized through these SHGs that act as the social collateral.
Housing as Self- Help
Process
n
Housing in Mador followed the process of self help not only to reduce
labour costs of house construction but also to educate people to uphold
the process after the completion of the project. In spite of financial
contribution, they put in their unskilled as well as skilled labour in
the construction which led to cost reduction of the house. Thus, the
project developed a sense of ownership to the people.
An important idea
developed within the system was to hand over the management of
construction to the villagers through constitution of three committees –
Accounts (Hisab), Construction (Nirman) and Store (Bhandar)
under the Village Development Committee but this did not work due to a
small number of villagers involved in the project, i.e. only 35
families, that too in three different communities. Hence, the system was
eventually managed by a small group of 4-5 people from the village.
Selection of the
beneficiaries was done through a Gram Sabha meeting to avail the
opportunity. Focused Group discussions with the villagers were carried
out to understand the requirement of training skills in different
fields.
Built-environment
The trainings and
techniques introduced to the villagers at various stages of development
are as following:
n
Roof Rain Water
Harvesting System in the community building as a demonstration unit for
the village. The community
building was also the demonstration site for training
programme.
n
RCC Chowkhat
(door/ window frames) enterprise in the village which is again a low
cost and maintenance product.
n
Rat-trap bond
construction technique for walls that not only cuts down on the cost by
reducing material quantity but also significantly insulates the enclosed
spaces from extreme weather conditions.
n
Water resources in the village
for construction as well as drinking – construction of storage tanks and
setting up and repairing of hand pumps.
n
Repetition was avoided and
individual identity for each house has been enhanced.
n
The micro-concrete
roofing (MCR) tiles have been
introduced over the iron understructure for roof. These are more durable
than the indigenous clay tiles.
n
Sanitation has been paid
special attention to, through provision of individual water tanks with
taps as well as toilets with efficient soak pit system to each house.
Proper use of these facilities has to be inculcated amongst the
occupants through sanitation training as presently hygiene is not a
prime concern for the communities.
A formal event was
organized at Mador in the Adivasi cluster on August 10, 2006 to hand over the house ownership and mason training certificates to the
villagers. Apart from the DA team, the event was attended by Mr. A. S. Gangwar, CEO, DRDA, Tikamgarh; Mr. Sharada Tripathi -DPM, DPIP,
Tikamgarh and others along with the representatives of some of DA’s NGO
partners from Bundelkhand. The villagers including the beneficiary house
owners and the trained masons participated in large numbers. An
interesting feature of the project has been announcement of awards for
three best houses in the three clusters and one for the best cluster
award that went to a community, in this case the Adivasi cluster. This
motivated the house owners to participate in the construction and
finishing of their houses with full enthusiasm and also to maintain
their community building and the environment. The community award was
not in the form of any money but a solar energy based street light was
installed in the cluster.
Outcomes
The Mador housing
project has had strong, positive, direct and indirect impacts:
n
Masons’ guild of 10
people has been formed with training in selective building systems such
as MCR, CEB, Rat-trap bond and RCC D/W frame etc
n
People have learnt the
entrepreneurship tactics by getting enterprise-based employment
opportunities with TARAgram
projects.
n
Women’s participation in the
SHGs and habitat process has increased the self-confidence of poor,
uneducated tribal women.
n
A sense of ownership has come
amongst the house owners by contributing in the process of construction
of their houses.
n
Improved housing and
infrastructure like water resources has led to a cohesive, better living
environment.
n
A sanitation awareness
programme has
recently been approved for Mador.
Potential
Sustainability
The Mador housing project has verified a sustainable
model for rural housing delivery through a grant cum loan based model.
It is an achievement of this project to make families contribute in the
construction activities through continuous training, education
initiatives and informal mason’s guild formation. These masons are
getting constant construction jobs in the village as well as in the
neighboring areas devoid of support from DA.
The project has
gained sustainability with commencement of the DPIP project of
establishing poultry farms with 90 percent grant for the people of
Adiwasi community. This has helped people to obtain economic potency to
repay the housing loan in installments @ Rs. 450 for 18 months.
Replicability
The replicability of this kind of initiative, which is
partly grant and partly loan based, at a large scale is limited. The
project of the scale like this requires fewer members in the management
committee to avoid chaos. However, the process initiated by the Mador
Housing Project, can be replicated in the context of similar format. The
issues of sustainability and replicability are described briefly as
follows:
n
Linking savings of SHGs with
access to improved housing.
n
Setting up and enabling
local habitat management systems at the village level.
n
Setting up small scale
production units linked to a local building center.
n
Ensuring continuous
technical support from the local building center.
n
The above steps have
developed a cadre of local skilled artisans for further habitat
activities in the neighbouring areas.
Conclusion
The innovative and cost effective housing and habitat
delivery to the rural poor and vulnerable group of village Mador, Orchha,
has been an achievement as it has approached and stimulated people to
think about their own priorities and help them decide on a selection of
technologies based on what they need and can afford. The SHGs and
various capacity building training programs have a direct influence on
the quality of their life. In this case people started with housing then
ended up with income wherein ideal condition income security comes
first, then housing. There is an important lesson to
be learnt here for all
those working in the development sector that instead of different
programmes and schemes targeting a group for development activities on
different tangents, if the efforts are converged in a concerted manner,
the results would be much more dynamic and successful. Here, it is also
noteworthy to add that since there are not many takers for the
Innovative Stream scheme amongst the various stakeholders, the
government is thinking of closing it down. It is pertinent instead to
look into the expanded interpretation of innovation not only to cover
technology and materials but also institutions and processes. q
Zeenat
Niazi
zniazi@devalt.org
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