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        Affordable Housing in the 
        Context of Sustainable Habitat
 
 
          The 
        EWS and LIG constitute more than 99% share of total housing shortage of 
        24.71 million in India (figures from Planning Commission Report 2007). 
        This number is further expected to increase to 26.5 million by 2012. 
        This is due to the large number of people at the bottom of the economic 
        pyramid. The business viability of this sector has already been 
        established with market researches. The obvious logic here is that such 
        a large number of people, with limited amounts of cash put together, 
        have a considerable buying potential. 
 Building Industry 
        and Climate Change
 
 The climate is changing. The earth is warming up, and there is now 
        overwhelming scientific consensus that this is human induced. With 
        global warming on the increase and species and their habitats on the 
        decrease, chances for ecosystems to adapt naturally are diminishing. 
        Climate change may be one of the greatest threats facing the planet.
 
 The building and construction sector is a key contributor to the 
        phenomena of climate change. The built environment accounts for a large 
        share of energy use (with associated greenhouse gas emissions), waste 
        generation or use of natural resources. Areas of key concern also 
        include production of construction materials, use and recycling, 
        consumption of hazardous materials, integration of buildings with other 
        infrastructure and social systems, water use and discharge, etc. The 
        construction industry is estimated to be responsible for around 40% of 
        the total carbon emissions globally. Buildings are responsible for large 
        shares of resource use and waste generation: approximately 40% of 
        materials use, 30% of solid waste generation, and 20% of water use. The 
        materials and technologies used in buildings also have a significant 
        impact on their users’ health and well being.
 
 Compared with many other industry sectors, the opportunities to reduce 
        emissions are easier to achieve and also more substantial. Energy use in 
        buildings can typically be reduced by 50% or more using proven and 
        commercialised technologies and approaches. This sector has the 
        potential to lead the fight against climate change.
 
         Energy and Cost 
        Data
 The huge volume of housing to be constructed, especially that in the 
        affordable sector can have a huge role in this direction towards 
        lowering carbon emissions. It has been seen that typically a house made 
        using appropriate technologies has the potential to reduce at least 25% 
        of energy input itself, which can prove to be a tipping point, 
        considering the scale of construction. With the Prime minister’s 
        National Action Plan on Climate Change having a sub-mission on 
        sustainable habitat, the issue takes a completely new dimension in the 
        Indian context.
 The Model Eco 
        Village Housing
 
 The village in question is Guru Nanak Dev Nagar, village Gaggar, 
        district Muktsar, Punjab. This project was conceived by the Punjab 
        Government to provide shelter to the BPL families of the village. The 
        project was started by Ambuja Cements Foundation in collaboration with 
        the GoP in 2008 and was completed in August 2009. In all, 129 houses 
        have been constructed with the cost of a single house being Rs 1.7 lakh, 
        at around Rs 470 / sq ft. Each house with a covered living and cooking 
        area of 370 sq ft and a bath and toilet of 15 sq ft is built on a plot 
        of 1200 sq ft. A single house has two rooms, a kitchen and a bathing 
        area and toilet. Each plot has space for a cowshed and a cycle/ scooter 
        shed and the possibility of vertical expansion with another floor that 
        may be added as the family size increases.
 
 Technology 
        Description
 
 The house has a conventional brick foundation. The walls are made using 
        fly ash bricks in rat trap/rowlock bond. The roof of the main built 
        volume is in precast plank and joists. This is then topped with a 
        weather proof course of brick tiles on mud phuska over bitumen PCC 
        screed. The roofing over verandah and the kitchen is done using Micro 
        Concrete Roofing (MCR) tiles with MS rafters and purlins. Local masons 
        were trained in the usage of these technologies by TARA Nirman Kendra (TNK), 
        a building centre of the Development Alternatives Group specialising in 
        green building materials and habitat design. This training was conducted 
        on a demonstration house at the site.
 
 Roofing: 
        Prefabrication for Cost Savings
 
 Incorporating prefabricated plank and joist roofing significantly 
        lowered the construction costs. Plank and joist roof with the three 
        layered weatherproof course have worked out to be 20% cheaper than 
        conventional RCC roof. It took 2 days for roof construction, including 
        finishing the assembly of prefabricated components with screed concrete, 
        saving at least 10 man-days per house in addition to savings on 
        scaffolding and curing period of 21 days for each house which amounted 
        to further construction efficiencies.
 
 An existing local enterprise of fly-ash bricks, situated around 40 km 
        from the project site, was trained in the production and quality control 
        of planks and joists while MCR tiles were sourced from another small 
        entrepreneur in Chandigarh. The technology transfer was undertaken by 
        TNK. The casting and curing was done at the production facility with 
        strict quality checks.
 
 Walling: 
        Utilisation of Industrial Waste
 
 Waste fly ash generated by the GND thermal power plant at Bathinda was 
        used in making the fly ash bricks for wall construction. The bricks are 
        made using the FaL-G technology which uses a mix of fly-ash (50%), 
        coarse sand (40%), lime and gypsum (together 10%) and cement (less than 
        1%). The lime and gypsum are also waste materials sourced from an oxygen 
        plant and fertiliser plant respectively.
 
 The house has load bearing 9" thick fly ash brick walls. Red bricks were 
        used in an interspersed manner (up to 10% of the total bricks used in a 
        house) to provide relief from the otherwise grey colour of fly-ash 
        bricks and improve the aesthetic aspect of the house. Usage of Rat-trap 
        bond for wall masonry which incorporates a cavity within the 9" wall 
        thickness reduced the brick requirement by 20% per cubic meter of wall. 
        This reduces the load of the superstructure on the foundation, resulting 
        in savings due to optimised foundation design as well. Similarly, mortar 
        requirement is reduced by 20% (as compared to conventional English Bond) 
        for a 1:4 cement-sand mortar. Apart from this, construction by trained 
        masons ensures superior quality of brickwork, obviating the need for 
        cement plaster. The exposed brickwork has led to 15% of overall cost 
        reduction. Locally made pre-cast cement jaalis have been used to look 
        out into the verandah. Doors and windows were made using local mango 
        wood.
 
 Rainwater from each house is directed through drains to harvesting pits 
        located in the central parks of the settlement. Bathinda region receives 
        approximately 410 mm of rain annually. The water harvesting system 
        designed in the settlement is expected to catch 80% of precipitation on 
        the site (approximately 10,000 cubic meters) both through street drains 
        as well as roof rainwater drains and direct these for recharging the 
        aquifers.
 
 The toilets constructed by Sulabh International have the twin-pit 
        system, which uses each pit alternatively in a cycle of around 3 years 
        to percolate wastewater and, at the same time, decompose the faecal 
        matter into organic manure. Cost of a complete toilet, including 
        squatting pan, plumbing, finishes, etc., is approximately Rs 7,500.00.
 
 Technology 
        vis-à-vis Sustainability
 
 One of the key measures for ecological sustainability of building 
        technologies is embodied energy. Embodied energy represents the 
        non-renewable energy consumed in the extraction of raw materials, their 
        processing, conversion to building materials (manufacturing), 
        transportation to site, and construction using the building material. 
        Low embodied energy of the material signifies that the net carbon 
        emissions during the production, transportation and construction of the 
        building element are also low. So the lower the embodied energy, the 
        higher it ranks in its ecological sustainability.
 Pre-fabricated components generally have lower embodied energy in 
        comparison to the cast in situ elements due to both enhanced production 
        efficiency and reduced requirement of high energy raw materials.
 
 The third aspect here is the usage of industrial waste like fly ash for 
        construction. The ecological advantages are twofold, it utilises an 
        industrial waste and prevents the usage of potentially fertile 
        agricultural land. Bricks are hydraulically compressed and not baked, 
        which eliminates both usage of burning fuel and the emissions associated 
        with it. Also, as the quality of the bricks is superior with controlled 
        dimensions, well formed edges and surfaces, it removes the need for 
        plastering, further reducing the embodied energy of the walling system. 
        Unbaked MCR tiles as a replacement for market standard, high energy 
        asbestos sheeting and Mangalore tiles can save up to 46% energy.
 
 Design and 
        Planning
 
 Around 20 houses form a cluster around a central green open space. The 
        central movement spine links the two main access routes to the site. All 
        the roads are soft paved. Rainwater falling on the pavements is drained 
        into the green areas for percolation. Native trees and shrub species 
        were planted to create a wholesome environment.
 
         Affordability and Sustainability of Eco Housing Technology
 Incremental Model 
        for the House Design
 Each house has been designed to allow for future expansion. A flat roof 
        aids such an incremental approach and also optimises the first costs to 
        the investor, where only the minimum space requirements of the customer 
        are catered to and any future modification and customisation lies at the 
        discretion of the user.
 
 Climatically 
        Responsive Design
 
 The houses are designed to respond to the hot and dry climate of the 
        region. Openings are so designed so as to ensure cross ventilation and 
        adequate shading by chhajjas. Openings on the south side of the houses 
        are avoided. A weatherproof layer has been added on the top of each 
        house.
 
         Proposed Framework for Model Housing
 Optimal Sanitation 
        Systems
 The sanitation system provided by Sulabh International under the total 
        sanitation mission uses water efficient pour flush toilets with twin-pit 
        leach pits. Adequate care is taken to ensure that leach-pits are at a 
        suitable distance from the water source – that is piped to the 
        settlement. Vernacular design features like aara (niche) in main 
        entrance wall and traditional brick parapet patterns were incorporated 
        in the house design to integrate it with the cultural psyche. The 
        intention was also to bring about a perception shift in the local 
        community who associate low cost housing with bland looking boxes.
 
 Delivery Process
 
 The Ghaggar eco-housing was a government-led project where land and 
        infrastructure were provided by government or quasi government agencies. 
        The land was provided by the Zila Panchayat, the plantation in the green 
        areas was undertaken by the forest department, water supply by the 
        public health department and the roads and park boundaries were set up 
        by the Punjab Mandi board. The government collaborated with the private 
        sector in this case ACF of Ambuja Cement Limited as part of its CSR 
        function facilitated its Foundation for financing and management of the 
        project. ACF hired TARA Nirman Kendra (TNK) of the Development 
        Alternatives Group as a technical consultant to the project. The 
        eco-housing was designed with affordability and sustainability as key 
        concerns. TNK trained the local masons and undertook the technology 
        transfer of appropriate technologies to a local entrepreneur to ensure 
        quality fly-ash bricks and prefabricated plank and joist roofing. 
        Individual plot holders, all in the BPL and landless category, were 
        identified by the local committee formed by the Panchayat. This 
        committee was guided by ACF during the implementation period.
 
 Lessons
 
 The lessons are summarised in the framework where the interconnected 
        criteria of technology, environmental design and planning and delivery 
        processes are evaluated against the affordability and sustainability 
        parameters.
 
 Criteria with 
        Affordability and Sustainability as Parameters
 
 An approach of appropriate systems has affordability as the objective 
        and economic, social and environmental sustainability are the foundation 
        of habitat provision. It becomes even more important to have 
        sustainability as an underlying layer in all affordable housing 
        initiatives. This is because sustainable measures can not only reduce 
        the actual construction cost as well as post occupancy operational 
        costs, but also significantly help in reducing the now, almost certain, 
        (impending) economic offsets of climate change adaptation.
 
 Delivery Mechanism 
        of Affordable and Sustainable Habitat
 
 Affordable housing in the larger sustainable habitat framework implies a 
        three-pronged approach of social, economic and technological 
        interventions in the housing delivery mechanism. This is a complex 
        cyclical process with the policy level interventions forming the overall 
        guiding force. The three interconnected loops converge towards the 
        central objective of affordable and sustainable habitat, of which 
        housing is the most important module. Capacity building of local 
        enterprises is imperative to the process since it makes the model 
        replicable on a larger scale, resulting in even lower costs.
 
 Conclusions
 
 Affordability of housing should be reinterpreted in terms of its social, 
        economic and ecological costs and benefits. The built as well as natural 
        environments are integral to the economic capital of the habitat. 
        Environmental design and planning should take into account the climatic 
        response, waste and water management and eco-sanitation, contributing 
        towards pre- and post-occupancy affordability and sustainability. The 
        overall housing delivery mechanism should take into account the role of 
        different stakeholders and have social, economic and technological 
        measures for affordable housing in the larger context of sustainability.
         
         q
   Pankaj 
        Khannapkhanna@devalt.org
 Akshay Goyal
 agoyal@devalt.org
 
        
         
        
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