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        Multiplication in the impact of Rural Habitat Initiatives
         
        
        Mona Chhabra Anand  
        mccabra@devalt.org  
        
        Recent 
        years have provided enough experiences, lessons and building blocks for 
        realizing the potential of the habitat sector in rural areas. People’s 
        own initiatives, organized community action and facilitative government 
        schemes provide interesting reasons for optimism. All the more 
        interesting are those experiences wherein two or more of these 
        approaches, catalyzed by external enablers (such as finance, technology 
        options and institutional support mechanisms) deliver benefits that are 
        greater than the sum of individual components. A logical next step would 
        be to understand, develop and nurture the synergy between varied 
        enabling factors so that the benefits of habitat development initiatives 
        are not linear but exponential. With this realization, basin-South 
        Asia, supported by British Social Housing Foundation, Swiss Agency 
        for Development and Cooperation and Development Alternatives organized a 
        national level workshop on 5th May 2005 to receive inputs 
        from different stakeholders on how current habitat policies could be 
        strengthened for a more facilitative environment in favour of 
        people-based habitat development. This workshop was a part of the 
        ongoing study on rural habitat processes and policies, undertaken by DA 
        with support from BSHF. 
        
        Role 
        of basin-SA 
        in India’s current habitat scenario 
        
        The 
        consultation was structured in four broad sessions: Sessions II and III 
        were devoted to discussions on present habitat policy and a structure 
        for a new Rural Habitat Policy. A panel discussion in Session IV brought 
        to the fore the views of the government agencies and the NGO sector. 
        Session I shared the vision of basin–SA and the outcomes 
        of part I of the study.   
        
        
        Development Alternatives shared the following key lessons of the first 
        part of the ongoing study:   
          
          1.Habitat 
          development serves as an effective entry point for asset creation for 
          the rural poor.
          2.Availability 
          of affordable and flexible finance mechanisms is instrumental in 
          access to housing by a large section of the rural poor.
          3.Access 
          to information and skills by local communities in appropriate building 
          technologies and best practices fosters improvement in the overall 
          habitat quality.
          4.A 
          viable, profitable local supply system for appropriate building 
          materials and skills via an enterprise route enables better habitat 
          for the rural poor.  
        
        A 
        Separate Rural Habitat Policy 
        
        The 
        group discussed the pressing need for a habitat policy for rural areas, 
        distinct from the current policy that is generally applicable to both 
        rural and urban areas. The present policy does not address the specific 
        characteristic of rural living and working environment and undermines 
        the fact that most rural families build incrementally and by themselves 
        and many rural homes are work places and storage areas. Much remains to 
        be guided and achieved in rural areas considering their peculiar
        
        conditions, such as the close link between the habitat and 
        livelihoods of the people. The participants discussed that while a 
        separate rural habitat policy would look at the concerns of rural areas, 
        it would not be divorced from interlinked concerns of urban and peri-urban 
        areas. The group discussed that there was a clear need for the 
        government and people to act together i.e. develop a bhagidari* at the local level with Gram Sabhas  (or village 
        assemblies). It was felt that the policy must respond to the segmented 
        nature of rural market, but be biased towards the poor. 
        
        Components of a 
        Rural Habitat Policy  
        
        The 
        group agreed that the policy must be based on certain principles, which 
        are non-negotiable and that would lay the foundation of the policy 
        document. These include strengthening people’s participation in the 
        habitat development process; encouraging involvement of all the other 
        stakeholders; enabling access to entitlements by the people - especially 
        the poor; building upon the links with other sectors; and promoting 
        sustainable development through environment-friendly methods and 
        practices.       
        
        Objectives 
        
        It was 
        discussed that the aim of the policy should be to create an enabling 
        environment for promoting people’s control over habitat development. The 
        intention would be to create conditions where the people build for 
        themselves, using their own methods and processes. It is thus imperative 
        to involve various stakeholders with their different resources in the 
        habitat development processes. It is also critical that the rural poor 
        are provided with conditions that facilitate full realization of the 
        potential of the rural poor and their resources with regard to their 
        habitat aspirations.  
        
        Strategies  
        
        The 
        group discussed the following key points with regard to the strategies 
        for achieving the objectives:  
          
          1.Identification 
          and targeting of the poorest who normally get left out of the policy 
          process.
          2.Development 
          of diverse delivery mechanisms to encompass the various needs and 
          conditions of the poor. These would include state and local government 
          initiatives, private sector initiatives as well as people’s own 
          initiatives for habitat development.
          3.Localizing 
          planning, implementation and monitoring of habitat initiatives: It was 
          discussed that planning of habitat initiatives and their 
          implementation should be localized as far as possible. This would 
          enable the role of Panchayati Raj Institutions to make these 
          initiatives more responsive and people-centric.
          4.A 
          market driven approach would be useful in making habitat delivery 
          smoother, while contributing to the local economy at the same time. 
          This would also add to the sustainability of the habitat initiatives. 
        
        Implementation 
        
        The 
        participants discussed that the nature of implementation mechanisms is a 
        key determining factor for the effectiveness of the Rural Habitat 
        Policy. There is a need to ensure that critical resources, land, labour, 
        finance, etc. required for habitat development at the local level are 
        made available to the people, especially the poor. Efforts should be 
        channelised to make such that resources are available to promote 
        self-build processes by the people. Entrepreneurship and its link 
        with local livelihoods was discussed as one of the ways of realising 
        this objective.  
        
        The 
        need to set up information systems about schemes, their implications, 
        grassroots initiatives, etc. was highlighted. This information system 
        could be linked with a monitoring system at the village level, which 
        could have an empowering effect on the local people. 
        
        It was 
        also discussed that specific legal and regulatory reforms needed to be 
        operationalised for the smooth implementation of the policy. For 
        instance, a reform process to further access to land by the poorest in 
        the village is critical to make the policy more meaningful. 
         
        
        The 
        participants highlighted the need to localize the planning and 
        implementation of rural habitat initiatives by involving the Panchayati 
        Raj Institutions(PRIs), being closest to the people. Strengthening the 
        role of ( and interconnections between) agencies with complimentary 
        capacities such as the National Housing Bank, NABARD, HUDCO, Building 
        Materials and Technology Promotion Council is also desired for setting 
        up a strong base for effective implementation of the rural habitat 
        policy. 
        
        The 
        policy should provide directions and the schemes, its implementing 
        instrument, should be flexible enough for its interpretation and 
        integration at the village level so that each situation is addressed as 
        per its specific needs and not in a generic manner across the country.
 Panel Discussion
 
        
        Chairing the Panel Discussion at the end of the workshop,  Wajahat Habibullah,
        Secretary, Ministry of Panchayati Raj, reiterated the crucial role of 
        PRIs in habitat development in rural areas. 
        
        Avni Malhotra, from SDC, also stressed upon the need to 
        strengthen the process for decentralization and empowerment of local 
        governance institutions to ensure effective implementation of habitat 
        programmes, given the strong social perspective of the habitat sector. 
        Talking about the “Planned Urbanization of Rural Areas (PURA)” scheme, 
        
        Dr. P.S. Rana, 
        CMD HUDCO, touched upon the need for creation of a critical mass of 
        opportunities for the villagers to sell their skills in the village 
        itself.  Neeraj Akhoury, Vice President of Lafarge India, 
        reiterated the potential that the housing sector offered for development 
        of rural enterprises and local economy. He emphasised that a market 
        approach was critical to ensure the sustainability of rural habitat 
        initiatives. 
        Valedictory Address 
        
        Delivering the Valedictory Address, Mr. Kirtee Shah, President Habitat 
        Forum, reminded the participants of the substantial role played by the 
        rural poor themselves in improving rural habitat conditions in the 
        country. “People’s own processes” were identified as critical 
        instruments for success. It was suggested that these processes be linked 
        to government schemes and the commercial practice of habitat delivery 
        for enhancement in the quality of rural habitat.  
        The 
        need for a “forward looking, yet people-centered, strategy for rural 
        housing” was discussed. It was clearly stated that the access to 
        economically viable and institutionally sustainable finance systems, 
        culturally and environmentally suitable site planning, house design, and 
        construction technology should be an essential component of this 
        strategy. It was also discussed that the existing institutional 
        arrangement for habitat development needed to be broad-based for 
        involving other stakeholders towards better, more efficient delivery of 
        habitat in rural areas. A distinct need was felt in terms of  drawing an 
        intelligent role division between the government – as a facilitator of 
        processes; the private sector - for land development, housing finance, 
        technology improvement and infrastructure provision; and NGOs - for 
        demonstration and piloting as well as advocacy. The role of habitat 
        development in creating employment opportunities was strongly 
        emphasized. The need for gender balance and building of relevant 
        capacities at the ground level as well as for professionals was also 
        expressed. It was clearly stated that the need of the hour was “not 
        houses alone, but adequately serviced settlements”.   
        basin-SA and DA informed all the 
        participants that the recommendations of the workshop would be 
        incorporated in the second part of DA’s study on rural habitat processes 
        and policy. basin-SA and DA thanked the participants for 
        their valuable inputs and insightful sharing.  q 
        
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