| 
        Rural Entrepreneurship 
        Development
        and Literacy Programme
        – An Inclusive Approach
 
 
          
        
        The 
        objective of the Entrepreneurship Development Programme (EDP) is to 
        motivate rural persons, especially the youth and women towards 
        entrepreneurship, develop their business understanding and skills and 
        empower them to independently establish and manage successful 
        enterprises. It covers the basics of enterprise identification, setting 
        up and managing businesses to meet the needs of aspirants as well as 
        existing entrepreneurs.
  EDP, an ICT product, has been developed using Adobe Flash; the training 
        is delivered through a multimedia platform. It delivers its objectives 
        using interactive graphics, animations and videos wherein the content of 
        training programme is divided into chapters and modules. All these 
        efforts and visuals ensure that an illiterate person can also learn the 
        level of business without any difficulty in understanding the same. The 
        delivery mechanism is facilitated by well-trained trainers cum mentors 
        whose job is to ensure the simplification of the contents and deployment 
        of participative exercises.
 
 The trainees are helped to identify, assess and shape their personality 
        traits into a suitable enterprise solution. This ensures that the 
        resultant enterprises are long-term solutions based on their 
        personalities instead of short-term forced solutions based on someone 
        else’s perceptions.
 
 The contents and objectives of Enterprise Development Programme are:
 
 • Introducing the fundamentals of business and nurturing a sense of 
        entrepreneurship among the trainees
 • Identifying the different stepping stones for any enterprise setup and 
        the possible ways to manage the challenges
 • Analysing market opportunities, and understanding the competition and 
        the resources (market survey)
 • Calculating the costs and investments for converting the business idea 
        to reality (start up cost, working capital, marketing expenditures)
 • Managing book keeping and accounting and identifying the different 
        government schemes that can help the entrepreneurs mobilise their 
        financial resources
 • Introducing the learners to the legal obligations and formalities 
        required to be completed for starting any enterprise
 • Developing the confidence and language skills by means of 
        participative discussions and games to help learners face competition
 • Imparting motivational thrust ‘Yes, you can do!’
 
 TARA Akshar
 
 TARA Akshar is a computer-based functional literacy program which 
        teaches completely illiterate people to learn read and write Hindi 
        (Devanagri) in 30 days.
 
 This programme trains the student to instantly recognise the sound of 
        the letter without hesitation, followed by combined letters (syllables), 
        and then let the students loose on words and sentences. In the TARA 
        Akshar program, the student does not have to TRY to memorise anything; 
        rather, he/she simply watches and plays and the memorising takes care of 
        itself.
 
 The Inclusive 
        Approach: Literacy and Entrepreneurship Together
 
 In the last couple of years, the Indian economy has grown at a 
        phenomenal rate of over 9% per annum. Millions of Indians - who are 
        educated and constitute the middle class - have benefited from this 
        growth. However, an equally large segment of India’s population is 
        either unemployed or not in a position to participate in this growth 
        process and share the benefits just because it is illiterate.
 
 Even after 60 years of independence, India is home to the largest number 
        of illiterates and unemployed on earth. A whopping 400 million are still 
        illiterate. Illiteracy is one of the major causes of socio-economic 
        conflict. Poverty, unemployment and underdevelopment are the associated 
        ills of illiteracy.
 
 Literacy forms the cornerstone for providing equality of opportunity. It 
        leads to increased self-confidence, self-esteem and awareness levels. It 
        allows people, especially women, to participate much more effectively in 
        the development process. For women, it helps tremendously in increasing 
        their status in the family as well as in the society and also leads to 
        gender equity.
 
 Unemployment is an equally serious problem for individuals, especially 
        women from poor families who tend to have little or no education. The 
        consequence is unemployment or low productivity jobs with very little 
        pay, keeping them and their families trapped in the vicious cycle of 
        poverty. According to a study, 15 million jobs are required outside the 
        agriculture and government sectors in India every year. This immense 
        economic need has a huge negative impact on society. Unsustainable 
        consumption practices also lead to rapid depletion of natural resources.
 
 Both the Government of India and several NGOs have been focusing on 
        literacy and rural entrepreneurship as a key route to solving the need 
        for economic and social empowerment. But the major limitation of the 
        existing programmes is the availability of only one part of the 
        solution, which is either a literacy programme or a rural 
        entrepreneurship programme. Additionally, most of the literacy 
        programmes are ineffective and too long in duration, and most of the 
        entrepreneurship programmes lack facilitation of meaningful and viable 
        enterprise options and the inadequacy of market, technical and financial 
        linkages. Most importantly, the need for capacity building supports an 
        enterprises’ life cycle, a facility that is largely nonexistent.
 
 Without any concerted action, illiteracy and unemployment can impede 
        growth and development of the country. TARAhaat, the ICT arm of 
        Development Alternatives (DA), delivers TARA Akshar and TARA Livelihood 
        Academy (TLA), a livelihood arm of DA delivers a rural entrepreneurship 
        programme called Enterprise Development Programme (EDP).
 
  In the first phase for inclusive intervention, the EDP has been 
        customised for Self Help Groups (SHG). In an attempt to customise the 
        EDP, several field trials have been made. The customisation exercise was 
        full of teachings and new findings about SHG expectations regarding 
        enterprise development. Adding to this, the most vibrant outcome of the 
        test and experiment is the effective inclusion of two different contents 
        together. A total of 100 women from different groups have witnessed and 
        benefited by the inclusive intervention of TARA Akshar and the EDP. The 
        EDP programme has been imparted to the same 100 SHG women who have been 
        trained by TARA Akshar in Prithvipur village of Tikamgarh district in 
        Madhya Pradesh. The exercise has given the learning framework and laid 
        the foundation for a ‘demand-driven community product’.
 
 Exercise and 
        Learnings – EDP Customisation for SHGs
 
 A hundred SHG participants have been trained in four different batches, 
        each batch constituting 25 members. The training duration was of seven 
        days with four hours’ sessions every day. The learnings have been 
        incorporated in the product.
 
 • Since many business terms were completely new to SHGs, a dedicated 
        vocabulary chapter on enterprise and livelihood has been introduced. 
        Through illustration and animation, the value chain and the life cycle 
        of any enterprise can be easily briefed to the participants
 
 • The texts’ appearance on Flash has been changed. Since most of the 
        women were either illiterate or faced difficulties while reading, most 
        the time the screen scenes get changed before they were able to complete 
        reading of the text displayed on the screen .The students first 
        recognise alphabets, pronounce them, combine them and then read the text 
        matter. It was also found that the women first listened to the audio 
        voice and then tried to discover where the said alphabet lies on the 
        screen. Considering these learnings, the text appearance has been 
        corrected by introducing alphabet occurrence unlike the sentence 
        occurrence in previous EDPs. Adding to this, there was a substantial 
        pause and time gap in the audio so that women can easily recognise and 
        listen to the voice. A new inside slide bar control is also introduced 
        in the customised EDP so that the facilitator can easily move around 
        scenes to explain them to the trainees
 
 • Since the audience of product is SHG and CIG, a very participative 
        script has been used in the customised EDP so that participants feel 
        active and entertained while being trained. The need was also felt to 
        introduce completely new characters in the new product; three new 
        characters representing SHGs have been introduced. All these three 
        characters are women and their social economical condition has been 
        portrayed just like any general village level women so that the 
        participants can better correlate themselves with the character.
 
 • During the Focused Group Discussion (FGD) with parti-cipants, it has 
        been asked whether they prefer female facilitators over male trainers. 
        The outcome of this discussion was unexpected; almost 80% SHG 
        participants preferred a male facilitator. This feedback has given us 
        the outline to structure the lead character ‘TARAguru’, who acts as an 
        enterprise guru in the customised EDP. Initially, the design team was 
        expecting the lead role to be a female character; after the FGD, the 
        participants made it clear that the TARAguru should be a male character 
        and, when tested, it worked!
 
 • The visuals and illustrations used in the customised product have been 
        given a completely new look. Since the learnings from earlier field 
        trials has given strong inputs on the dress sense of the characters, 
        word selection over texts, background and, more particularly, the 
        simplification of examples were some of the critical areas where 
        correction has been carried out
 
 • It has been found that EDP can better demonstrate its capacity to the 
        TARA Akshar trained participants since TARA Akshar outlines two major 
        benefits – one is the source to make literate participants who can 
        better understand and participate in the EDP training programme and 
        another is their exposure to the ICT domain. When the impact and 
        learning is compared in the scale of TARA Akshar-trained participants 
        and non TARA Akshar-trained participants, it is evident that EDP, when 
        delivered along with TARA Akshar, has much better impact
 
 • In order to start training on the time and ensure that all 
        participants should arrive at the right time, video songs were played at 
        the very beginning of the session. It was observed that participants 
        were very keen to be a part of video right from the beginning; 
        therefore, they used to come on time when the video was about to start. 
        The exercise was appreciated by almost 99% participants even though some 
        of them owned TV sets at home. What they liked in this initiative was 
        ‘watching the video in company and being able to express their opinion 
        on the dresses, ornaments, homes, etc. This gave the women a glimpse of 
        freedom and independency. This initiative received a huge response from 
        the participants. It was also utilised to give the women greater 
        flexibility and opportunity to listen, recognise, understand and 
        practice the reading exercises by putting a marquee of lyrics on the 
        bottom of the videos so that participants can also read what is being 
        displayed. Participants were also encouraged by their facilitators; this 
        exercise gives the participants more flexibility to interact with their 
        facilitators as also other members
 
 • A small batch size is better. It has been realised that participants 
        in groups of 16-20 are best trained
 
 • The training duration which was originally for seven days for four 
        hours per day is not feasible. Since the participants are women with 
        domestic liability, taking out four hours per day was highly 
        impractical. Thus, it was realised that training sessions should be 
        customised vis-à-vis understanding the interests of SHG to 12 days with 
        two hours every day
 
 The EDP has substantially proved its worth as a potential content that 
        can be widely delivered for enterprise development activities.
 
 Other Initiatives
 
 DA has been recognised as a Micro Enterprise Development Centre (MEDC) 
        by Hewlett Packard. There are 13 total such centres across India. The 
        responsibility of MEDC is to encourage entrepreneurship activities among 
        possible stakeholders and mentor local institutions and organisations 
        regarding managing enterprise development programmes. The TARA 
        Livelihood Academy has been authorised to deliver a HP enterprise 
        development curriculum called Smart Technology for Smart Business 
        (STSB).
        
        
        q
 
 
 
        
        Praveen Manikpuripmanikpuri@tarahat.com
 
        
         
        
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