| In
            the course of working with rural communities over the past twenty
            years, Gram Vikas1 has realised that for poor people owning a ‘pucca’
            2  house is always on the periphery of their dreams, their
            untold aspiration. The inability of the poor people to build better
            houses results from inadequate funds to build a better house, lack
            access to information on low cost building technologies and the
            belief that a better house is an impossible dream for them. The
            traditional rural houses built of mud, small timber, bamboo and
            thatch result in annual recurring costs of re-roofing and are
            extremely disaster prone. With, jungle grass - the most important
            roofing material - becoming less available people are forced to
            purchase paddy straw or other materials. This causes a large outflow
            from the already precarious finances of the household. The annual
            expenditure on re-roofing, which is anywhere between Rs. 1000 to Rs.
            3000 per household (50% of the annual cash income, in most cases) is
            extremely burdensome. Restricted access to forests, which has made
            collection of small timber and bamboo difficult, further aggravates
            the matter and is often associated with bribes to forest guards, and
            on some occasions even imposition of fines for illegal collection of
            Minor Forest Products.   Genesis
            of the intervention in housing Gram
            Vikas has been involved, for the past seven years, in facilitating a
            housing programme for the communities that it works with. Initially
            Gram Vikas facilitated the flow of financial resources from
            different government agencies (like, Indira Awas Yojana) to the
            beneficiaries. However, this leads to sub-optimal people's
            participation as the houses are looked at as free goods. Around
            the same time Gram Vikas also embarked on a rural water and
            sanitation programme called the Rural Health and Environment
            Programme (RHEP). The RHEP envisages the creation of village
            communities with adequate and proper access to sanitation
            infrastructure (toilets, bathing rooms and drainage) and protected
            water supply. The programme was designed to ensure participation of
            all village households in such a way that all the household's
            pre-requisite for the implementation of the programme was creation
            of a village corpus fund (on average, a contribution of Rs.1000 per
            household) that would ensure the extension of the services to new
            households that may come up. In addition, villagers are expected to
            provide all unskilled labour and material inputs. The
            implementation of RHEP3 in all 67 villages benefited, at all stages,
            from rich participation by people who felt a sense of ownership
            towards the service. This was an important lesson to be learnt for
            the housing programme.   Building
            ownership and sustainability The
            strategy that Gram Vikas formed for the new phase of the housing
            programme with loan assistance from financial institutions (HDFC)
            has built in a substantial component to ensure participation by the
            beneficiaries. The focus is on making them clients to a service
            rather than beneficiaries. Of
            a total estimated cost of Rs.46,500 per house (about 500 sq. ft),
            Gram Vikas facilitates a loan of Rs.31,500 from financial
            institutions and beneficiaries meet the remaining expenses. The
            contribution by the beneficiaries, who are some of the poorest
            people in the State of Orissa, does not happen in one go. Rather,
            the preparation for building a new house starts at least two years
            before the actual construction starts. Given the fact that each of
            these families struggle even to meet their daily food requirements,
            they spend only such time that is available after meeting all their
            basic requirements, for preparing for the housing programme. The
            preparations begin with brick making during the non-monsoon season.
            Other materials like sand, stones, wood for doors and windows are
            collected. This entire process takes at least two to three years.
            Once they feel that sufficient quantity of materials are in place,
            they inform Gram Vikas of their willingness to start the
            construction. During construction, they provide all unskilled labour
            free of cost, where as the loan amount is used for expenses related
            to hiring skilled labour, purchase of cement and steel and sanitary
            equipment for the toilets. Essentially,
            the unskilled labour input would have meant that the main bread
            earners of the families spend most of their time working at the
            house site. In reality, the workload is shared by all households,
            thus enabling each and every family to devote the requisite time to
            meet their other basic requirements; a great tribute to community
            bonding indeed!   Developing
            the habitat – a holistic approach in improving quality of life Synergistically
            operating with the housing programme is an effort to improve
            livelihood options in rural areas. Gram Vikas encourages all
            villagers to engage in profitable income generation activities,
            based on locally available resources and skills, to emerge from the
            orbit of poverty. The
            livelihoods programme aims at: 
              
                
                  | q | creating
                    a steady source of alternative employment and income |  
                  | q | enabling
                    continued access to healthy and balanced food intake |  
                  | q | ending
                    the exploitative relation with moneylenders, by encouraging
                    people to save regularly |  A
            mix of short, medium and long term activities based on enhancing the
            capacity and returns from land, animal and bird and human resources,
            are promoted to evolve secure livelihoods. This is done in
            consonance with the local assets and resource base. Gram Vikas
            assists individuals in approaching banks for credit, accessing
            appropriate technical inputs, and marketing for remunerative
            returns. With an incremental income of Rs.50 per household per day,
            each household can set apart Rs.20 for repayment of their loans. The
            remainder may be used to meet the regular consumption requirements,
            and a small amount may even be saved. Skill
            building is an integral component of the construction process in the
            villages. Interested youth are encouraged to undergo training as
            masons. Starting in June 2000, over 30 women have been trained as
            masons in Ganjam, and today they can be seen cycling to the work
            sites. The confidence and enthusiasm of these women is spreading to
            other areas as well. Gram Vikas has also started training educated
            local youth as "barefoot engineers" to create a large pool
            of quality resources in the region. Through
            the multi pronged approach of improving the living conditions in
            villages, enhancing local livelihood options, improving access to
            health and education services a process of ‘reverse migration’
            is encouraged. Poor people who earlier migrated to far off towns and
            cities to work as wage labourers in de-humanising conditions are
            encouraged to build a better life in their own villages. There is a
            sense of pride that the people now feel in being associated with
            their villages. Gram
            Vikas is proud of the fact that it is being able to demonstrate that
            even the poorest people are willing to and do contribute to any
            activity that may help them improve their standard of living and the
            overall quality of life. What the poor of Orissa have shown is that
            provided the right kind of inputs they can help themselves in
            improving their standard of living, thus taking another step away
            from a life of poverty and deprivation. q The
            authors work with Gram Vikas, Orissa
           |